:root {
    --primary-blue: #0A2463;     /* Deep Trustworthy Blue */
    --secondary-blue: #3E92CC;   /* Lighter Blue */
    --accent-gold: #FFD700;      /* Warning/Highlight Gold */
    --hover-gold: #FFC000;
    --text-dark: #1E1E24;
    --text-gray: #606060;
    --bg-light: #F9FAFC;
    --white: #FFFFFF;
    
    --shadow-sm: 0 4px 6px rgba(0,0,0,0.05);
    --shadow-md: 0 10px 25px rgba(0,0,0,0.1);
    --radius-md: 8px;
    --radius-lg: 16px;
    
    --transition: all 0.3s ease;
    --font-heading: 'Outfit', sans-serif;
    --font-body: 'Inter', sans-serif;
}

/* Reset & Base */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    color: var(--text-dark);
    line-height: 1.6;
    background-color: var(--bg-light);
    overflow-x: hidden;
}

h1, h2, h3, h4 {
    font-family: var(--font-heading);
    font-weight: 700;
    color: var(--primary-blue);
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
    display: block;
}

.container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 15px;
}

.medium-container {
    max-width: 800px;
}

.section-padding {
    padding: 80px 0;
}

/* Utilities */
.btn {
    display: inline-block;
    padding: 14px 28px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    text-align: center;
    border: 2px solid transparent;
}

.btn-primary {
    background-color: var(--accent-gold);
    color: var(--primary-blue);
    box-shadow: 0 4px 15px rgba(255, 215, 0, 0.3);
}

.btn-primary:hover {
    background-color: var(--hover-gold);
    transform: translateY(-2px);
}

.btn-secondary {
    background-color: #25D366; /* WhatsApp Green */
    color: white;
}

.btn-secondary:hover {
    background-color: #128C7E;
    transform: translateY(-2px);
}

.btn-outline {
    border-color: var(--primary-blue);
    color: var(--primary-blue);
}

.btn-outline:hover {
    background-color: var(--primary-blue);
    color: var(--white);
}

.btn-white {
    background-color: var(--white);
    color: var(--primary-blue);
}

.full-width {
    width: 100%;
    display: block;
}

.highlight {
    color: var(--secondary-blue);
    position: relative;
    z-index: 1;
}

.highlight::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 0;
    width: 100%;
    height: 8px;
    background-color: rgba(255, 215, 0, 0.3);
    z-index: -1;
}

/* Header */
.header {
    background-color: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    position: fixed;
    top: 0;
    width: 100%;
    z-index: 1000;
    box-shadow: var(--shadow-sm);
    padding: 15px 0;
}

.header-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary-blue);
}

.logo span {
    color: var(--secondary-blue);
}

.nav {
    display: flex;
    gap: 25px;
}

.nav a {
    font-weight: 500;
    color: var(--text-dark);
}

.nav a:hover {
    color: var(--secondary-blue);
}

/* Hero */
.hero {
    padding-top: 140px; /* Header height + space */
    padding-bottom: 80px;
    background: linear-gradient(135deg, #f0f4f8 0%, #ffffff 100%);
    overflow: hidden;
}

.hero-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

.badge-trust {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #E3F2FD;
    color: var(--primary-blue);
    padding: 8px 16px;
    border-radius: 20px;
    font-size: 0.9rem;
    font-weight: 600;
    margin-bottom: 20px;
}

.hero h1 {
    font-size: 3rem;
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero p {
    font-size: 1.125rem;
    color: var(--text-gray);
    margin-bottom: 30px;
    max-width: 500px;
}

.hero-cta {
    display: flex;
    gap: 15px;
    margin-bottom: 40px;
}

.trust-indicators {
    display: flex;
    gap: 20px;
    font-size: 0.9rem;
    color: var(--text-gray);
    font-weight: 500;
}

.trust-indicators i {
    color: #2ECC71;
    margin-right: 5px;
}

.hero-image {
    position: relative;
    border-radius: var(--radius-lg);
}

.main-img {
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    width: 100%;
}

.floating-card {
    position: absolute;
    background: white;
    padding: 15px;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
    display: flex;
    align-items: center;
    gap: 15px;
    animation: float 4s ease-in-out infinite;
    z-index: 2;
}

.card-1 {
    top: 20px;
    left: -30px;
}

.card-2 {
    bottom: 30px;
    right: -20px;
    animation-delay: 2s;
}

.icon-box {
    width: 40px;
    height: 40px;
    background: #E3F2FD;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-blue);
}

.text-box {
    display: flex;
    flex-direction: column;
}

.text-box strong {
    font-size: 0.9rem;
    color: var(--primary-blue);
}

.text-box span {
    font-size: 0.8rem;
    color: var(--text-gray);
}

/* How It Works */
.how-it-works {
    background-color: var(--white);
    text-align: center;
}

.section-header {
    margin-bottom: 60px;
    text-align: center;
}

.section-header h2 {
    font-size: 2.25rem;
    margin-bottom: 10px;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.step-card {
    background: var(--bg-light);
    padding: 30px 20px;
    border-radius: var(--radius-md);
    position: relative;
    transition: var(--transition);
}

.step-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-md);
}

.step-number {
    position: absolute;
    top: -15px;
    left: 20px;
    font-size: 2.5rem;
    font-weight: 800;
    color: rgba(62, 146, 204, 0.1);
    font-family: var(--font-heading);
}

.step-icon {
    font-size: 2.5rem;
    color: var(--secondary-blue);
    margin-bottom: 20px;
}

.step-card h3 {
    margin-bottom: 10px;
    font-size: 1.2rem;
}

/* Calculator */
.calculator-section {
    background: var(--primary-blue);
    color: white;
}

.calculator-wrapper {
    background: white;
    border-radius: var(--radius-lg);
    display: grid;
    grid-template-columns: 1fr 1fr;
    overflow: hidden;
    color: var(--text-dark);
}

.calc-content {
    padding: 40px;
}

.calc-content .tag {
    color: var(--secondary-blue);
    font-weight: 700;
    text-transform: uppercase;
    font-size: 0.8rem;
    margin-bottom: 10px;
    display: block;
}

.calc-form {
    margin-top: 30px;
}

.input-group {
    margin-bottom: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

label {
    display: block;
    font-size: 0.9rem;
    font-weight: 500;
    margin-bottom: 8px;
    color: var(--text-gray);
}

input, select {
    width: 100%;
    padding: 12px 15px;
    border: 1px solid #ddd;
    border-radius: 6px;
    font-size: 1rem;
    font-family: var(--font-body);
    transition: var(--transition);
}

input:focus, select:focus {
    outline: none;
    border-color: var(--secondary-blue);
    box-shadow: 0 0 0 3px rgba(62, 146, 204, 0.1);
}

.calc-results {
    background: #F0F4F8;
    padding: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
}

.result-placeholder {
    text-align: center;
    color: var(--text-gray);
}

.result-placeholder i {
    font-size: 3rem;
    margin-bottom: 15px;
    opacity: 0.5;
}

.result-data {
    width: 100%;
}

.result-data.hidden {
    display: none;
}

.result-card {
    background: white;
    padding: 20px;
    border-radius: 8px;
    margin-bottom: 15px;
    box-shadow: var(--shadow-sm);
}

.result-card.highlight {
    background: var(--primary-blue);
    color: white;
}

.result-card.highlight span {
    color: rgba(255, 255, 255, 0.8);
}

.result-card strong {
    display: block;
    font-size: 1.5rem;
    margin-top: 5px;
}

.progress-bar {
    height: 6px;
    background: #eee;
    border-radius: 3px;
    margin-top: 10px;
    overflow: hidden;
}

.progress-bar .fill {
    height: 100%;
    background: var(--secondary-blue);
}

.savings-badge {
    display: inline-block;
    background: var(--accent-gold);
    color: var(--primary-blue);
    padding: 4px 8px;
    border-radius: 4px;
    font-size: 0.8rem;
    font-weight: 800;
    margin-left: 10px;
    vertical-align: middle;
}

.disclaimer {
    font-size: 0.75rem;
    color: #888;
    margin-top: 15px;
    margin-bottom: 20px;
    text-align: center;
}

/* Contact Form */
.contact-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
}

.features-list li {
    margin-bottom: 15px;
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 500;
}

.features-list i {
    color: #2ECC71;
}

.security-box {
    margin-top: 40px;
    display: flex;
    gap: 15px;
    background: #e3f2fd80;
    padding: 20px;
    border-radius: 8px;
    border-left: 4px solid var(--secondary-blue);
}

.security-box i {
    font-size: 1.5rem;
    color: var(--primary-blue);
}

.contact-form-wrapper {
    background: white;
    padding: 40px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    border: 1px solid #eee;
}

.form-step {
    display: none;
    animation: fadeIn 0.5s ease;
}

.form-step.active {
    display: block;
}

.form-step input, .form-step select {
    margin-bottom: 15px;
}

.checkbox-label {
    display: flex;
    align-items: center;
    gap: 10px;
    margin: 15px 0 25px;
    cursor: pointer;
}

.checkbox-label input {
    width: auto;
    margin: 0;
}

.btn-group {
    display: flex;
    gap: 10px;
}

/* Social Proof */
.social-proof {
    background-color: var(--bg-light);
}

.stats-grid {
    display: flex;
    justify-content: space-around;
    margin-bottom: 60px;
    text-align: center;
}

.stat-item h3 {
    font-size: 3rem;
    color: var(--secondary-blue);
    display: inline-block;
}

.stat-item span {
    font-size: 3rem;
    color: var(--secondary-blue);
    font-weight: 700;
}

.testimonials-slider {
    display: flex;
    gap: 20px;
    overflow-x: auto;
    padding-bottom: 20px;
}

.testimonial-card {
    background: white;
    padding: 30px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    flex: 1;
    min-width: 300px;
}

.stars {
    color: var(--accent-gold);
    margin-bottom: 15px;
}

.author {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-top: 20px;
}

.avatar {
    width: 40px;
    height: 40px;
    background: var(--bg-light);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    color: var(--primary-blue);
}

/* FAQ */
.faq-section {
    background: white;
}

.accordion-item {
    border-bottom: 1px solid #eee;
}

.accordion-header {
    padding: 20px 0;
    cursor: pointer;
    font-weight: 600;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.accordion-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    color: var(--text-gray);
}

.accordion-item.active .accordion-body {
    max-height: 150px;
    padding-bottom: 20px;
}

.accordion-item.active i {
    transform: rotate(180deg);
}

/* Footer */
footer {
    background: var(--primary-blue);
    color: rgba(255, 255, 255, 0.8);
    padding: 60px 0 20px;
}

.footer-container {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer-brand h3 {
    color: white;
    margin-bottom: 15px;
}

.social-links {
    margin-top: 20px;
    display: flex;
    gap: 15px;
}

.social-links a {
    color: white;
    font-size: 1.2rem;
}

.footer-links ul {
    margin-top: 15px;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a:hover {
    color: var(--accent-gold);
}

.footer-contact h4, .footer-links h4 {
    color: white;
    font-family: var(--font-heading);
}

.footer-contact p {
    margin-top: 15px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 20px;
    text-align: center;
    font-size: 0.8rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

.legal {
    display: flex;
    gap: 20px;
}

/* Animations */
@keyframes float {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-10px); }
    100% { transform: translateY(0px); }
}

@keyframes pulse {
    0% { box-shadow: 0 0 0 0 rgba(255, 215, 0, 0.7); }
    70% { box-shadow: 0 0 0 10px rgba(255, 215, 0, 0); }
    100% { box-shadow: 0 0 0 0 rgba(255, 215, 0, 0); }
}

.pulse-animation {
    animation: pulse 2s infinite;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}

.fade-in-up {
    animation: fadeIn 0.8s ease-out forwards;
}

/* Responsive */
@media (max-width: 768px) {
    .hero-container, .contact-container, .calculator-wrapper, .footer-container {
        grid-template-columns: 1fr;
    }

    .hero {
        text-align: center;
        padding-top: 120px;
    }
    
    .hero-cta {
        justify-content: center;
        flex-direction: column;
    }

    .trust-indicators {
        justify-content: center;
    }

    .steps-grid {
        grid-template-columns: 1fr;
    }

    .nav {
        display: none; /* simple hides nav for now, would need burger menu */
    }
    
    .header-container {
        padding: 0 20px;
    }
    
    .logo {
        font-size: 1.2rem;
    }
    
    .btn-outline {
        padding: 8px 16px;
        font-size: 0.8rem;
    }
    
    .hero h1 {
        font-size: 2rem;
    }
    
    .floating-card {
        display: none; /* Hide decorative floating cards on mobile to simplify */
    }
}